FD Calculator
Calculate the maturity value and interest earned on a fixed deposit with quarterly, monthly or yearly compounding — free online. — free, fast and private.
How to use FD Calculator
- Enter your deposit amount and the bank's annual interest rate.
- Enter the duration and choose the compounding frequency.
- Click Calculate FD to see the maturity value and interest earned.
Note: this tool runs in your browser. Nothing is uploaded.
Disclaimer: this tool gives an estimate for general information only. It is not financial advice. Talk to a qualified financial adviser before making any financial decision.
Frequently Asked Questions
How is fixed deposit maturity calculated?
With compound interest: maturity = principal x (1 + rate / compounding frequency) ^ (frequency x years). Quarterly compounding is the most common for fixed deposits, and more frequent compounding earns slightly more.
Is this tool free to use?
Yes, it is 100% free with no sign-up. Your data stays in your browser.
Is my data uploaded or stored?
No. This tool runs entirely in your browser — nothing you enter is uploaded to a server.
Can I use it on my phone?
Yes, it is fully mobile-friendly and works in any modern browser on phone, tablet or computer.