Future Value Calculator
Calculate the future value of an investment or savings with compound interest and regular contributions — free online. — free, fast and private.
How to use Future Value Calculator
- Enter your starting amount and monthly contribution.
- Enter the annual interest rate and the number of years.
- Click Calculate Future Value to see the projected total.
Note: this tool runs in your browser. Nothing is uploaded.
Disclaimer: this tool gives an estimate for general information only. It is not financial advice. Talk to a qualified financial adviser before making any financial decision.
Frequently Asked Questions
What is the future value formula?
Future value = present value x (1 + monthly rate) ^ months, plus each monthly contribution grown the same way. It shows what money grows to with compound interest over time.
Is this tool free to use?
Yes, it is 100% free with no sign-up. Your data stays in your browser.
Is my data uploaded or stored?
No. This tool runs entirely in your browser — nothing you enter is uploaded to a server.
Can I use it on my phone?
Yes, it is fully mobile-friendly and works in any modern browser on phone, tablet or computer.