Present Value Calculator
Calculate the present value of a future sum of money, discounted at a given interest rate — free online. — free, fast and private.
How to use Present Value Calculator
- Enter the future amount of money.
- Enter the annual discount rate and how many years away it is.
- Click Calculate Present Value to see what it is worth today.
Note: this tool runs in your browser. Nothing is uploaded.
Disclaimer: this tool gives an estimate for general information only. It is not financial advice. Talk to a qualified financial adviser before making any financial decision.
Frequently Asked Questions
What is present value?
Present value is what a future sum of money is worth today, after discounting it at an interest rate. For example, 100,000 due in 10 years at 6% is worth about 55,839 today — because money today can earn interest.
Is this tool free to use?
Yes, it is 100% free with no sign-up. Your data stays in your browser.
Is my data uploaded or stored?
No. This tool runs entirely in your browser — nothing you enter is uploaded to a server.
Can I use it on my phone?
Yes, it is fully mobile-friendly and works in any modern browser on phone, tablet or computer.