RD Calculator

Calculate the maturity value of a recurring deposit from your monthly deposit, interest rate and tenure — free online. — free, fast and private.

Your result will appear here.

How to use RD Calculator

  1. Enter the amount you will deposit every month.
  2. Enter the annual interest rate and the tenure in months.
  3. Click Calculate RD to see the maturity value and interest earned.

Note: this tool runs in your browser. Nothing is uploaded.

Disclaimer: this tool gives an estimate for general information only. It is not financial advice. Talk to a qualified financial adviser before making any financial decision.

Frequently Asked Questions

How is recurring deposit maturity calculated?

Each monthly deposit earns compound interest for the months remaining. The standard formula is: maturity = monthly deposit x (((1 + monthly rate) ^ months − 1) ÷ monthly rate) x (1 + monthly rate).

Is this tool free to use?

Yes, it is 100% free with no sign-up. Your data stays in your browser.

Is my data uploaded or stored?

No. This tool runs entirely in your browser — nothing you enter is uploaded to a server.

Can I use it on my phone?

Yes, it is fully mobile-friendly and works in any modern browser on phone, tablet or computer.